I’ve discovered a helpful new resource that deals with the biggest financial problem that most Americans have today: consumer debt.
As you may have experienced, debt accumulates very quickly, yet it usually takes a long time to pay off. There are a lot of really good reasons for that, and the booklet “Debt Traps & How To Avoid Them” addresses the top 10:
1. Not knowing enough about your finances
2. Not knowing enough about your credit report
3. Living beyond your means
4. Overspending on credit
5. Getting to much credit
6. Not paying on time
7. Paying only the minimum due
8. Purchasing unnecessary credit card sevices and products
9. Chasing lower rates by transferring balances
10. Abusing debt consolidation
“Debt Traps & How To Avoid Them” provides ways for avoiding each of the above debt traps and offers exercises to help you create a personalized spending plan. The booklet is part of a series called Mind Your Finances that is available from the InCharge Education Foundation for only $4.95. Check out the website for more information.
As you may have experienced, debt accumulates very quickly, yet it usually takes a long time to pay off. There are a lot of really good reasons for that, and the booklet “Debt Traps & How To Avoid Them” addresses the top 10:
1. Not knowing enough about your finances
2. Not knowing enough about your credit report
3. Living beyond your means
4. Overspending on credit
5. Getting to much credit
6. Not paying on time
7. Paying only the minimum due
8. Purchasing unnecessary credit card sevices and products
9. Chasing lower rates by transferring balances
10. Abusing debt consolidation
“Debt Traps & How To Avoid Them” provides ways for avoiding each of the above debt traps and offers exercises to help you create a personalized spending plan. The booklet is part of a series called Mind Your Finances that is available from the InCharge Education Foundation for only $4.95. Check out the website for more information.
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